Financial wellness for every employee.
Enhancing financial literacy is not just an educational goal but a vital investment in societal and economic stability. Financially literate individuals possess the skills and knowledge needed to manage their finances effectively, leading to informed decision-making, debt avoidance, wealth accumulation, and a more stable and equitable financial system.
For employees, financial literacy is crucial in building financial resilience, enabling them to better navigate economic uncertainties, plan for the future, and reduce financial stress. Employers who invest in financial literacy programs not only support their employees' well-being but also contribute to a more productive and engaged workforce. Moreover, leveraging AI and machine learning techniques can provide valuable insights into employee spending patterns, offer timely alerts on significant financial events, and recommend personalized financial goals. These technologies can enhance financial literacy initiatives by delivering tailored, data-driven advice, further empowering employees to achieve financial security and resilience.
It is essential for educators, policymakers, businesses, and technology providers to collaborate in promoting financial literacy, ensuring that everyone has the tools needed to thrive in an increasingly complex financial landscape.
Nobias for Employers
Nobias provides a holistic approach to financial wellness, building financial resilience with education, budgeting, goal-based saving and investing tools with no hidden agenda. No loans or commissions to profit from. Your employee is our priority!
We make it easy for your employees to access, plan, spend, and save to live today with dignity, while building financial security and savings for tomorrow leading to:
Increased employee productivity: managing their finances is distracting your employees, leading to less productivity and greater stress. Nobias can make a real difference
Improved Retention: financially stressed employees are more likely to look for new jobs. Financial wellness can increase workplace engagement by 15%
Reduced absenteeism: the average employee misses 3-4 more work days per year when they are financially stressed
Bolster recruiting: providing financial wellness shows you care about your people. 75% would consider a job change for these benefits
Decreased Financial Stress: More than 80% of people report feeling better about their finances after just one year of planning/coaching.
https://www.pwc.com/us/en/services/consulting/business-transformation/library/employee-financial-wellness-survey.html
Founded in 2017 in the USA, Nobias has been dedicated to enhancing financial wellness by combating the rise of predatory financial products and misinformation online. With the launch of Nobias India, we bring our expertise to empower young employees, enabling them to navigate financial information with clarity and confidence.
Nobias India collaborates with businesses to provide a holistic financial platform and evaluation of financial products. We use the latest AI to provide information, education, and monitoring solutions. These tools are designed to equip employees with unbiased, credible, and relevant financial insights, fostering informed decision-making and promoting financial wellness.
By partnering with us, businesses can offer their employees the assurance of trustworthy information, ensuring they make smart financial choices for a brighter future.
How it works
Budget
Set guardrails to prevent overspending
Plan
Add Specific, Measurable, Achievable, Relevant, and Time-bound goals.
Invest
Find high average 5-year rolling return investments for SIPs