7 Simple Money Saving Steps
Managing your money doesn’t have to be complicated. At Nobias, we believe that everyone deserves access to simple, unbiased and effective financial tools to secure their future. Saving money is the first step toward achieving your dreams, whether it’s buying your first home, starting a business, or building a nest egg for retirement. Let’s explore how you can budget better, set smart goals, and invest wisely—all without unnecessary fees.
4 step guide to select a Health Insurance Cover and Policy
Health insurance is one of the most important financial decisions you can make. The right cover can shield you from unexpected medical expenses while ensuring you get the best possible care. But with so many options available, choosing the right policy can feel overwhelming
3 step guide to select Term Life Insurance Policy
Life is full of uncertainties, and while we can't predict the future, we can certainly plan for it. Life insurance serves as a financial safety net, providing monetary support to your dependents in the unfortunate event of your demise. It ensures that your family's financial needs are met, debts are covered, and long-term goals are not compromised, even when you're no longer around to provide for them.
Account Aggregators FAQs
An Account Aggregator is a financial service platform that consolidates financial information from various sources like banks, insurance companies, investment firms, and other financial institutions approved by RBI, Sahamati. It provides a unified view of a user's financial data, making it easier to manage and analyze financial assets and liabilities.
NISM: Life Insurance: Securing Your Family's Financial Future
Life is full of uncertainties, and while we can't predict the future, we can certainly plan for it. Life insurance serves as a financial safety net, providing monetary support to your dependents in the unfortunate event of your demise. It ensures that your family's financial needs are met, debts are covered, and long-term goals are not compromised, even when you're no longer around to provide for them.
How to Decide Which Stocks to Invest In: A 4-Step Guide
Investing in stocks doesn’t have to be complicated, but it does require a thoughtful, structured approach. By following this 4-step process—discovery, research, execution, and monitoring—you can make informed decisions that align with your financial goals while minimizing risk.
Direct vs Regular Mutual Funds : What banks won’t tell you
Not all mutual funds are created equal, and the type you choose—either direct or regular—can significantly impact your financial outcomes. Understanding these differences is critical to avoid being misled by hidden costs and conflicted advice that could reduce your returns.
Think Fast and Slow: Wisdom from Daniel Kahneman for Young Investors
The world of investing can be a whirlwind of excitement and opportunity. Yet, amidst the chaos, lies the challenge of making sound decisions amidst emotional turbulence. Nobel laureate Daniel Kahneman, pioneer of behavioral economics, recognized this struggle all too well. His insights into human cognition shed light on the biases and pitfalls that plague investors, offering a roadmap to navigate the complex landscape of financial markets. As we reflect on his legacy following his recent passing at the age of 90, let's delve into the wisdom he imparted and explore how it can empower young investors in India.
3 Tips to pay off Loan EMIs and credit card debt
Managing loan EMI obligations and credit card debt can seem daunting. But with a few straightforward strategies, you can get on track to pay off that debt and gain control over your finances. If you find yourself grappling with EMIs and credit card debt, you're not alone. However, by following some key steps, you can develop a plan to tackle your debt effectively.
Budgeting tip: Eight Ways to Save on Food
Food is a necessity, but it can also be a significant expense, especially for young Indians who are managing their finances independently. However, with some smart strategies and a little planning, it's possible to enjoy delicious meals without overspending. In this blog post, we'll explore practical tips for saving money on food without compromising on taste or nutrition.
NISM: Types of Mutual Funds, Part 3: Hybrid Funds, Index Funds, ETFs and Solution-Oriented Funds
With a view to bringing in standardization in the classification of mutual funds and to ensure the schemes are clearly distinct from one another, SEBI issued a circular on Categorization and Rationalization of Mutual Fund Schemes in 2017.
Here we describe Hybrid Funds, Index Funds, ETFs and solution-oriented Funds
NISM: Types of Mutual Funds, Part 2: Debt Funds
With a view to bringing in standardization in the classification of mutual funds and to ensure the schemes are clearly distinct from one another, SEBI issued a circular on Categorization and Rationalization of Mutual Fund Schemes in 2017. The objective was to bring uniformity to the characteristics of similar type of schemes launched by different mutual fund houses so that investors could objectively evaluate the schemes chosen for investment.
NISM: Types of Mutual Funds, Part 1: Equity Funds
With a view to bringing in standardization in the classification of mutual funds and to ensure the schemes are clearly distinct from one another, SEBI issued a circular on Categorization and Rationalization of Mutual Fund Schemes in 2017. The objective was to bring uniformity to the characteristics of similar type of schemes launched by different mutual fund houses so that investors could objectively evaluate the schemes chosen for investment.
Budgeting tip: Seven Ways to Save on Clothes
Clothing expenses can add up quickly. If you're passionate about fashion, it's easy for your clothing budget to spiral out of control. But overspending on trendy outfits or designer labels can strain your finances unnecessarily.
How to Select Stocks for Long-Term Growth: Your Essential Investment Guide
In today's ever-evolving financial world, understanding how to select stocks for the long term necessitates a deliberate, well-informed, and strategic approach.
Exploring the Dynamics of Long-Term Investment In Stock Market: Benefits and Considerations
Entering the world of stock market investment can be a daunting prospect, especially for those new to the scene. Amidst the rush of headlines, market fluctuations, and the appeal of quick gains, understanding the fundamentals is crucial.
5 Effective Tax-Saving Strategies : A Comprehensive Guide for Young Professionals in India
Tax planning is a crucial aspect of financial management for young professionals in India. With careful strategizing, individuals can minimize their tax liabilities and maximize their savings. In this article, we'll explore effective tax-saving strategies tailored specifically for employees aged 25-35 earning between INR 10 to 20 lakhs annually.
Nobias Thematic Series: Metaverse Magnates
With more than 700 million users online in India, the metaverse holds significant promise. These businesses are engaged in creating and managing virtual worlds, as well as advancing virtual reality and related technologies.
Tata Consultancy Services
Infosys
HCL Technologies
Wipro
LTIMindtree
Tech Mahindra
Nobias Thematic Series: Renewable Energy
In the realm of transformative changes, few are as pivotal as the shift towards renewable energy. As the world grapples with environmental challenges and seeks sustainable alternatives, India is emerging as a beacon of progress in the renewable energy sector, steering the nation toward a cleaner, greener future.
Nobias Thematic Series: Fintech Titans
Financial Technology, commonly known as FinTech, refers to the use of technology to deliver and enhance financial services. The aim of FinTech is to improve and automate the delivery and use of financial services, making them more efficient, accessible, and cost-effective.
The FinTech wave in India is poised to bring about transformative changes, not only in the way businesses manage their finances but also in how consumers interact with and perceive financial services.