Master Your Money,

Secure Your Future

Expert advice on personal finance, investing, and wealth building strategies tailored for India.

Financial Planning, Insurance Nobias Financial Planning, Insurance Nobias

Understanding Life Insurance Solutions: HLV vs. Needs-Based Approach

In today’s financial landscape, life insurance is more than just a safety net; it’s an essential component of a comprehensive financial plan and life. At Nobias, we understand that every individual has unique needs and preferences when it comes to securing their financial future. That's why we offer life insurance solutions that cater to both the Human Life Value (HLV) and Needs-Based approaches. This blog will delve into these two methods, providing insights and examples to help you make an informed decision.

Read More
Financial Planning, Budgeting Nobias Financial Planning, Budgeting Nobias

7 Simple Money Saving Steps

Managing your money doesn’t have to be complicated. At Nobias, we believe that everyone deserves access to simple, unbiased and effective financial tools to secure their future. Saving money is the first step toward achieving your dreams, whether it’s buying your first home, starting a business, or building a nest egg for retirement. Let’s explore how you can budget better, set smart goals, and invest wisely—all without unnecessary fees.

Read More
Financial Planning, Insurance Nobias Financial Planning, Insurance Nobias

3 step guide to select Term Life Insurance Policy

Life is full of uncertainties, and while we can't predict the future, we can certainly plan for it. Life insurance serves as a financial safety net, providing monetary support to your dependents in the unfortunate event of your demise. It ensures that your family's financial needs are met, debts are covered, and long-term goals are not compromised, even when you're no longer around to provide for them.

Read More
Financial Planning, Insurance Nobias Financial Planning, Insurance Nobias

NISM: Life Insurance: Securing Your Family's Financial Future

Life is full of uncertainties, and while we can't predict the future, we can certainly plan for it. Life insurance serves as a financial safety net, providing monetary support to your dependents in the unfortunate event of your demise. It ensures that your family's financial needs are met, debts are covered, and long-term goals are not compromised, even when you're no longer around to provide for them.

Read More
Financial Planning, Monitoring Nobias Financial Planning, Monitoring Nobias

Account Aggregators FAQs

An Account Aggregator is a financial service platform that consolidates financial information from various sources like banks, insurance companies, investment firms, and other financial institutions approved by RBI, Sahamati. It provides a unified view of a user's financial data, making it easier to manage and analyze financial assets and liabilities.

Read More
Financial Planning Nobias Financial Planning Nobias

A Simple Financial Plan: Best Practices

Here we look at a simple Financial Plan for the next 25 years following best Practices of (1) The 50-30-20 rule (2) 3 month Emergency Fund and (3) Invest 90% of your “financial future” funds in a Nifty 50 low cost index fund and invest 10% in 10 stocks while you improve your financial literacy and knowledge.

Read More
Financial Planning Nobias Financial Planning Nobias

NISM: Review your investments

Importance of Review: There could be a change in the goal, the markets may behave in an uncertain manner, the portfolio may outperform or underperform the broad market, or the investor may change the portfolio or even the structure of regular expenses, impacting one’s ability to save. Considering all these possibilities, it is critical that the investment plans be reviewed.

Read More