Important Disclaimer / Disclosure Statement

IMPORTANT: The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.

The return assumptions in Goal Planning & Monitoring are not reflective of any specific product, and do not include any fees or expenses that may be incurred by investing in specific products. The actual returns of a specific product may be more or less than the returns used in Goal Planning & Monitoring.

An index, such as the NIFTY 50, is a statistical measure that tracks the performance of a group of assets, typically stocks or bonds. It doesn't represent an actual investment vehicle but rather a benchmark. It is not possible to directly invest in an index. However, you can invest in financial products that aim to replicate the performance of an index, such as index funds or exchange-traded funds (ETFs).

Financial forecasts, rates of return, risk, inflation, and other assumptions may be used as the basis for illustrations. They should not be considered a guarantee of future performance or a guarantee of achieving overall financial objectives. Past performance is not a guarantee or a predictor of future results of either the indices or any particular investment.

The details you have shared regarding your assets, financial goals, and personal circumstances form the basis for the calculations and projections. It is important to review the sections titled ‘Personal Information and Summary of Financial Goals’ and ‘Current Portfolio Allocation’ to ensure that these assumptions are accurate. If any of the assumptions are incorrect, please inform your financial advisor, as even minor changes can significantly influence the results shown in this Report.

You should periodically review and update the information you have provided, especially if there are changes in your financial situation or personal circumstances.

Please note that the asset and net worth information included in this Report was provided by you. To maintain accuracy, use the latest asset data and values from those account statements to update the information in this Report as needed.

Goal Planning & Monitoring offers several methods of calculating results, each of which provides one outcome from a wide range of possible outcomes. All results in this Report are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. All results use simplifying assumptions that do not completely or accurately reflect your specific circumstances. No Plan or Report has the ability to accurately predict the future. As investment returns, inflation, taxes, and other economic conditions vary from the Goal Planning & Monitoring assumptions, your actual results will
vary (perhaps significantly) from those presented in this Report.

All Goal Planning & Monitoring calculations use asset class returns, not returns of actual investments. The projected return assumptions used in this Report are as below.