Insurance Cover Calculator Insurance Cover Calculator Protection Duration Select the duration you want your coverage to last (in years) 18 yrs 60 yrs Your Age Retirement Age Yearly Expenses (₹): Enter your total yearly expenses I have existing loans and insurance Outstanding Loans (₹): Enter any unsecured outstanding loans. Existing Life Insurance Cover (₹): Enter your existing life insurance cover. Calculate Insurance Cover Minimum cover required for you is * Protection Duration: *based on Expense Protection Method as stated in NISM XB